I have some good news to announce. I have found my way to keep my expenses in check. I know that paying with cash might not be that handy anymore due to many reasons, but I like the feeling of a crisp bill in my hand when I pay for something I have wanted very much for some time.
Another good idea to make sure that you never have debts again is to use a debit card instead of credit card. What I like about my debit cards is that they help me control the amount of money I spend. I also have my daily spending limits set on each one of them, which means that I am not going to accidentally spend all my money I have there in one day.