Home, boat, car or motorcycle

If you’ve ever inquired with a national company about insurance for your home, boat, car or motorcycle, then you’ve likely called their corporate hotline that serves customers from all over the country.

You’re likely also aware of how much of a hassle this can be. While the employees on the other side of the line mean well, they’re simply not able to offer you the best insurance advice possible unless they happen to be in the same area as you.

That’s why it can be advantageous for you to seek out a local insurance agent in SC. This can allow you to find someone familiar with your needs and clued in about the best ways for you to save money on your insurance.

Why Opt for a Local Insurance Agent?

Contrary to popular belief, what your need for insurance may not be what your neighbor needs. Just because you have a home in Charleston, South Carolina doesn’t mean you don’t need special options like flood insurance or other options to protect your property in the event of a disaster. The only way that you can rest assured that you have the coverage that’s right for you is to talk to someone who knows your area well enough to know what you might need.

A local agent can do this because they work with people in Charleston. They’re familiar with almost all the types of homes, boats, automobiles, motorcycles and other insurable properties that people in your area need covered. This allows them to know of the dangers that you are likely to face, and it allows them to tell you when you may be insured for something completely unnecessary. Your local agent may even be able to get you special discounts based upon your needs, which in turn allows you to save even more when insuring things like multiple properties under one policy.

Find a Local Agent Today

It’s easier than ever before to find a local agent for your choice of insurance company. You can take your pick of which agent to work with. This allows you to pick an agent that can fit your schedule while having the capability to give you the best insurance policy for your money.

Polaris RZR XP 1000 Tusk Accessories

Tusk is Rocky Mountain ATV/MC�s own brand, and their products range from heavy duty ultra high molecular weight skid plates to simple denier nylon roofs to Lexan windshields. The RZR XP 1000 has enjoyed a large influx of aftermarket parts to customize this exciting model, and only recently has the Tusk brand gone to work making some of the most exciting and affordable XP 1000 parts we�ve seen in 2014.

If you�ve installed a windshield on your RZR, and you ride in dusty environments, you�ve no doubt felt the wrath of backdraft dust. The change in aerodynamics caused by the installation of a full windshield can cause the swirling of dust back into the cabin. The simple solution is a rear panel like Tusk�s UTV rear window for the RZR XP 1000. This easy to install nylon rear panel is combined with a vinyl window, eliminating backdraft dust while maintaing a clear view toward the back of the vehicle. The rear panel is made using water and UV resistant heavy duty 1682 denier nylon. It is also designed to work with the Tusk roof for the RZR XP 1000.

Speaking of Tusk�s roofs, it is a simple nylon top that provides shade and protection from debris and the elements. The water and UV resistant denier nylon is designed to fit the stock cage like a glove. This top does not work with the stock sun visor.

Brand new for 2014, the Tusk aluminum suicide doors are made from strong, light weight 6061 tubing. The multi-adjustable mounting system provides added strength. Rugged nylon netting installed on the upper section of the doors keeps you and your gear contained in the vehicle�s cabin. The adjustable pin style latch system keeps the doors shut while tearing up the trails. The doors install in minutes and are installed in pairs. RZR XP4 doors are expected to be released in 2015. For Tusk�s entire line of Polaris RZR accessories for the XP 1000, visit www.sbsparts.com.

Understanding Pinterest

Not everyone likes or even understands Pinterest, but those who do flock to the social network in droves, making it the fastest-growing social network ever. The software works for saving any image, video or link that has pinnable media. Although the majority of Pinterest users are women, many teens are participating in this hot media. Pins and boards can include inspirational posts, locations, art, tips for fashion and beauty, cooking, household DIY and practically anything that inspires or interests people.

As with other social media, people post for business, pleasure or a combination of both. Glen Gonzalez, head of TJG Capital, uses his Pinterest account to promote both. Next to his board on investing is one for philanthropy, which projects his volunteer spirit. His other boards feature inspirational quotes, images of modern art and even adorable family photos. Through Pinterest, it’s easy to see the causes and morals that are important to a person, even if they’re not actively trying to tell you something about themselves.

It’s only been since mid-2014 that users could directly message one another on the pinning website. However, Pinterest isn’t just about expressing yourself. Many people look to Pinterest as a source of finding new information.

Pinterest has become a formidable resource for people looking to develop or hone new skills. From building a website to building a house, there are links to every sort of tutorial. One feature that makes Pinterest interesting is that no one user participates in the same way as his or her peers on the site.

All types of public figures and many brands have jumped on the bandwagon. Because Pinterest focuses on images and videos, it is easier to catch the reader’s attention when they browse through a page. They only have to read it in detail if they click through to a link to learn more about what’s in the pin. Utilizing social media has been the key for many brands to build loyalty and bring traffic to their websites in 2014.

Many bloggers have taken to the platform so they can share product reviews and giveaways, family photos, their grandmothers’ recipes and beauty tips. Their networks grow, friendships strengthen and traffic increases, which puts them in a better position to work with brands or make money from their blogs.

There are no limits, either. While someone might have a board about investing, another may have a “crunchy” parenting board. In this case, “crunchy” refers to all-natural things such as cloth diapering and cleaning without chemicals. While the site might seem like an intimidating melting pot of images to newbies, this wealth and variety of information is what has kept die-hard fans coming back even after the initial buzz has worn off.

While the layout may seem to stay the same, additions such as business pages and the messaging system show that the developers want to keep moving forward. Marketers, bloggers and even CEOs who want to remain on top of social media will find Pinterest is a great tool.

Solar Panels

You�re most likely familiar with solar panels. It is one of the alternatives to traditional sources of energy. PV industries are on the rise since the energy we get from the sun is available anywhere in unlimited quantities, also causing less pollution. Many organizations, and even private individuals, are switching to solar. Photovoltaics, or PV, are a technique for generation solar power. There are several guidelines that may change electrical property of a solar panel. It is important to have certain tools at hand to be able to monitor and modify these properties, and obtain exact pv panel characterization.

A Few Words about Bluetooth Technology

?h? t??hn?l?g???l h?r?z?n h?s ?lw??s g?t s?m?th?ng n?w t? ?ff?r, ?nd ?m?ng th? m?st r???nt ?f th?s? ?ff?r?ngs ?s ?lu?t??th ?nh?n??d h?rdw?r?. F?r th?s? ?f ??u wh? ?r? unf?m?l??r w?th th?s l?t?st-?nd-gr??t?st t??hn?l?g?, h??ds?ts ?nd h??d?h?n?s ?n th? ?lu?t??th l?n? ?ff?r th? ?b?l?t? t? us? ??ur ??ll ?h?n? w?th?ut th? n??d f?r h?nds ?r d?ngl?ng w?r?s. ?n ?th?r w?rds, wh?n ??u h?v? ?n? ?f th?s?, ??u’v? g?t ??urs?lf ? w?r?l?ss ????? ?f h?rdw?r? th?t ?tt??h?s t? th? ??r wh??h ?ll?ws ??ll ?h?n? ??mmun???t??ns t? t?k? ?l??? w?th?ut th? ?n??nv?n??n?? ?r h?ssl? ?f h?ld?ng th? ?h?n? t? ??ur ??r ?r tr??l?ng l?ng w?r?s fr?m th? h??ds?t t? th? b?d? ?f th? ?h?n?.

?f ??u’r? t???ng w?th th? ?d?? ?f ?ur?h?s?ng ? ?lu?t??th h??ds?t ?r s?t ?f h??d?h?n?s, ??u’ll n??d t? und?rst?nd th?t – ?s ? r?sult ?f th? n?tur? ?f th?s t??? ?f t??hn?l?g? – th?? ?r?n’t ?s sm?ll ?r l?ght ?s ? h??ds?t th?t ?sn’t w?r?l?ss. ?h?s ?s s?m?l? b???us? ?t n??ds ??t?nd?d t??hn?l?g? ?n ?rd?r t? fun?t??n, ?s w?ll ?s ? b?tt?r? t? b? us?d ?s ?ts ??w?r s?ur??. Wh?t th?s m??ns ?s th?t m?n? ?f th?s? s?ts ?r? r?th?r bulk? ?nd ??n b? ? b?t un??mf?rt?bl?. ?f th?t’s n?t s?m?th?ng th?t ??u’r? w?ll?ng t? ?????t, th?n ??rh??s ?lu?t??th ?sn’t th? ?r?du?t f?r ??u. ?n? ?f th? b?gg?st b?n?f?ts ?f th?s t??? ?f t??hn?l?g? ?s th?t ?t ?ff?rds ??u th? ????rtun?t? t? h?v? ? ??nv?rs?t??n ?n ??ur ??ll ?h?n? w?th?ut h?v?ng t? h?ld ?t u? t? ??ur h??d. W?th th? ??n??rns ?f h?rmful r?d??t??n th?t’s ?m?tt?d b? th?s? ?h?n?s, th? ?lu?t??th h??ds?ts ?nd h??d?h?n?s s?rv? ?s ? buff?r ?nd ?l?m?n?t? th? ????sur? t? th?s? h?rmful r??s. ?t ?ls? ?ll?ws ??u t? m?k? ??nt??t w?th ??ur ??m?ut?r ?nd l?ts ??u us? ?n? h??ds?t f?r b?th th? ??ll ?h?n? ?nd ?? s?mult?n??usl?. ?f ??u f??l th?t ??u’r? g??ng t? h?v? th? n??d f?r f??tur?s su?h ?s th?s?, th?n ??ns?d?r ?ur?h?s?ng th?s t??? ?f ?r?du?t.

?h?ugh ?lu?t??th ?r?du?ts su?h ?s th?s? ?r? ??m??t?bl? w?th m?st t???s ?f ?h?n?s ?nd ??rr??rs, th?t’s n?t tru? ?n ?v?r? ??s?. ??f?r? m?k?ng ? ?ur?h?s?, b? sur? th?t th?r? ?r? n? ??m??t?b?l?t? ?ssu?s. Y?u’ll n??d t? b? sur? th?t ??ur ?h?n? ??m?l??s w?th ?lu?t??th 1.1 ?r gr??t?r ?nd th?t ?t ?ff?rs th? ??t??ns ?f b?th h?nds-fr?? ?nd h??ds?t ????b?l?t??s. ?lug ??m??t?b?l?t? ?sn’t ?n ?ssu?, s?n?? ?t’s ? w?r?l?ss un?t.

?f ??u’r? n?t ?l?nn?ng t? w??r th? h??ds?t ?r h??d?h?n?s ?ll d??, th?n ??u’ll n??d t? b? sur? th?t th??’r? k??t ?l?s? ?t h?nd ?f ? ??ll sh?uld h????n t? ??m? ?n ?n ??ur ?h?n?. Y?u m?? n??d t? ?l??? ?t ?n ? ??rd ?r?und ??ur n??k s? th?t ??u’r? fr?? t? m?v? ?b?ut w?th?ut th? w?rr? ?f l??v?ng ??ur ?lu?t??th s?m?wh?r?. ?h?t m??ns th?t ??u’ll h?v? t? ?nsur? th?t ??ur ?qu??m?nt h?s ? l??? th?t w?ll ?ll?w ? str?? ??nn??t??n.

Increasing Your Vocabulary to Improve Your Scrabble Game

Scrabble is one of the many popular word games, if not the most, that has probably squeezed many players� vocabulary to its limit. After all, in this game, you don�t get to use any letter you like in making words to fit whatever is on the board. You can only draw seven tiles of letters still unknown. You�ll have to combine these letters to make a word that gives you the highest score possible. However, in the middle of the game, many players end up with tiles they find useless like Q, Z, X, and J. Sometimes, they end up with only consonants and find it impossible to make a word. Therefore, it is really important to increasevocabulary and know when best to use each tile to improve your Scrabble game. You can painstakingly memorize the Official Scrabble Players� Dictionary cover to cover or try out the tips in this article.

Balance the Tiles on Your Rack

Don�t just put on the board the first word that comes to your mind. You have to think and plan carefully of your every move. If you don�t, you might end up with a rack full of consonants. Most players� goal is to keep a rack balanced with four consonants and three vowels � to make composing words easy.

Also, avoid keeping tiles of the same letter on your rack. For example, in a game where there is very few E tiles on the board, the word you are about to put is �sand.� If you have an E tile on your rack, consider putting �send� instead because there is a high chance that you�ll draw an E tile after your turn. To keep your rack balanced, avoid keeping tiles of the same letter like E which has twelve tiles of itself in the bag and only scores a point.

Plan ahead

The game may be unpredictable because you do not know what tile you will get from the bag after every turn but it is still advisable to plan ahead of time. Think of long words that you can construct with the letters you have as of the moment. If possible, try making a word that uses all seven of your tiles. This is called a bingo and will give you a very high score plus bonus points. If one or more of your tiles end upon a box that doubles or triples the score, well, it is your luck day. As a matter of fact, you can strategize to get these double and triple word scores. You need only to plan ahead.

If you still cannot make a word with seven letters, save A, E, I, N, R and S. These are the most common letters to make a bingo.

The J, Q, X, and Z tiles

These tiles are not really found in many words so they are very hard to use. Usually, when you get one of these, that tile gets stuck on your rack leaving you with only six to work with. You end up making random words because you become desperate to draw tiles useful in making a word with a J, X, or Z. Worse, when you get a Q, you need a U which has only four tiles of itself.

The solution to this is to widen your vocabulary. Look for words that have a J, X, Q, or Z in it. You can also memorize words with Q which does not need a U. Words such as Mbaqanga, Qadi, Qanat, and QWERTY are legal as they are listed in the Official Scrabble Players Dictionary, 4th Edition. The letter S can also be added to most of these words.

Racks with Vowels only or Consonants only

List down and memorize words with many vowels to avoid a rack that has only vowels on it. Adieu, eerie, and queue are perfect examples.

If you end up with consonants only, a list of words with vowels is really going to be helpful. You just have to memorize it beforehand. One downer is that most of it requires a Y but not all. Examples are psst, cysts, glycyls, myrrh, and rhythm.

More Tips

Avoid letting other players get the double and triple word scores. Remember to plan ahead on how to get your words to these bonus-giving boxes.

Also, aside from the special words discussed in this article previously, read on words that are made up of only two letter � they can help you especially during desperate times. You can also use the Scrabble Word Finders to easily form words with the tiles you have. Enjoy!

Are We Winning the War with Hackers?

If you have been an Internet user for some time just like I have been one already for a couple of years, you know that there’s a war going on on the Internet. I am thinking here about the war between hackers and computer programmers.

It seems that no matter what programmers do, hackers come up with newer and newer ways to hack. This war has been going on for some time and I am not sure that anything indicates that the war is going to end any time soon. All I can say is that we need more people to fight those malicious hackers whose only goal is to steal our personal information and our money.

Children and Scrabble: The Perfect Match

Are you looking for a serious kids� excitement? What about giving them a run of scrabble? Why not? Extend your idea of fun while bonding with the children. The easy play, cool challenge, and the playful features of the game made it perfectly compatible with the juniors. What is scrabble? And how it matches the playing mood of the youngsters? Here�s how.

  • Scrabble: The Origin

A trademark board game designed by a bored architect in the name of Alfred Mosher Butts and published by his friend James Brunot for commercial use in 1948. This is a game of words represented in tiles by 2 or more players. The game is done in a crossword puzzle fashion where players get to take turn placing words on the bored and earns corresponding scores.

  • Scrabble: Who Wins and Who Losses

The winner is determined after all the tiles are picked up and made into words until no comprehensive tile combination is left available. Constant practice of the game will lead to excellent playing. The trick on concentrating to work on difficult terms which usually start with J, Q, X, and Z comes from the idea that there are just very few of these tiles in a set. Plus, these have high-points equivalent.

  • Scrabble: Cheat Sheet

Several Scrabble Word Finders have been created to easily help a player locate words derived from lists of scrabble words. When you are playing online and not face to face with the other players, you get the chance to load the letters in your rack and have a cheat application generate the word for you. This smart mechanism will then make you appear smart when you come up with a bright word.

  • Scrabble: Terms of Agreement

Challenging an illegal word should be discussed by players before the game starts. All should come up with one agreement as to what single reference will be used to check and validate unknown words. Penalties may also be agreed so as to make sure everyone is aligned. This is where everyone commits on which will justify illegal and legal terms so players don�t just go about creating unusual and inexistent terms.

Now, what does this have to do with our children?

  • Children: The Origin

Their curious age make them eager to learn. The game stimulates education, specifically, vocabulary. Their problem-solving skills are honed as they attempt to come up with words given a short period of time set in a difficult scenario. At the same time, cognitive and motor skills are developed as they use their hands and eyes as they distinguish the board and tiles color and form.

  • Children: Who Wins and Who Losses

The drive to win and the spirit of sports are encouraged in this game as nobody would want to end up a loser. This helps children think of workarounds to eventually conclude the game as a winner. He who easily gives up will technically lose, while he who continues to work on his tiles, will likely win.

  • Children: Cheat Sheet

Logical tricks and techniques are learned as the game is played regularly. Certain scenarios are tried and tested, until it proves to become a winning formula. Applications and possible systems and word generating mechanisms are tried and looked upon by children. This is when they get to be creative with tools.

  • Children: Terms of Agreement

The concept of mutual understanding and coming up to a stalemate is practiced in their early years through this game. They learned to know the difference between legal and illegal terms and they would tend to come up with an amicable settlement. They will also learn to consider and accept penalties as a rule, in case they fail in a specific challenge.

This is exactly how children and scrabble becomes a perfect match. The similar factors present in both parties are complimentary with each other, thus, major fun is a guarantee when kids in their junior years make the world renowned game of all time a habit. The benefits it gives covers learning and development, problem solving strategies, mature and just predicament, and wise decision making without giving up the excitement and thrill the game initially possesses. These and a few other things about scrabble can make children maximize their educational potential provided they make it a learning instrument.

How Technology Can Help You Achieve Your Goals

Technology is a wonderful thing, but you need to learn to take advantage of it. ???hn?l?g? – ?v?r?th?ng fr?m ?ur ??m?ut?r t? ?ur ??ll ?h?n? – s??ms t? h?v? ?nv?d?d ?v?r? ?r?? ?f ?ur m?d?rn l?v?s. ?ut w? ?ft?n d? n?t t?k? full ?dv?nt?g? ?f th? f??tur?s ?nd b?n?f?ts th?t ??n r??ll? m?k? ?ur l?v?s ??s??r. Us? th?s? t??hn?l?g? t??s t? h?l? ??u ??h??v? ??ur g??ls:

??t ?l?rms.

Us? th? ?l?rms ?n ??ur ??m?ut?r ?r ??ll ?h?n?s t? k??? ??u ?n t?sk ?nd ??n??ntr?t?ng f?r s????f?? bl??ks ?f t?m? ??u’d l?k? t? s?t ?s?d? t? w?rk ?n ??ur g??ls. ???r?h f?r fr?? ?nl?n? s?ftw?r? ?r?gr?ms th?t ?ll?w ??u t? s?t ?l?rms ?nd t?m?rs r?ght ?n ??ur ??m?ut?r. ?r k??? ?t s?m?l? g? g?t th? trust? k?t?h?n t?m?r ?nd g?t b??k t? w?rk!

?r??k ??ur h?urs.

W?nt t? kn?w h?w mu?h t?m? ??u’r? R??LLY ut?l?z?ng ?n ??t?v?t??s l?k? ?m??l, ?nl?n? sh????ng, ?nd F?rmv?ll?? Us? ?n ?nl?n? s?rv??? l?k? R?s?u???m?.??m t? tr??k t?m? ?n d?ff?r?nt ??t?v?t??s. Y?u’ll b? sur?r?s?d ?t th? ?nd ?f th? d?? h?w mu?h t?m? ??u s??nd ?n n?n-?r?du?t?v? ??t?v?t??s wh?n ??u’r? n?t ????ng ?tt?nt??n.

?s?d? fr?m k????ng ??u h?n?st ?b?ut th?s w?st?d t?m? ??u ??n fl?? b?tw??n tw? ?r thr?? r??l ?r????ts ?nd b? ?bl? t? s?? wh?r? ??ur f??us h?s b??n ?n th?s? ?r????ts. ?? ?v?n t?m? w?ll-s??nt ??n b? tr??k?d f?r th? ?ur??s? ?f st???ng ?? tr??k.

???n ? gr?u?.

???n ? f?rum ?r ?m??l l?st ?f ????l? wh? ?r? w?rk?ng ?n s?m?l?r g??ls ?s ??u ?r?. D? ? s??r?h ?t Gr?u?s.G??gl?.??m ?r Gr?u?s.Y?h??.??m t? f?nd ?m??l l?sts ?n l?t?r?ll? ?v?r? t???? ??u ??n ?m?g?n? Wh?th?r ??u’r? st?rt?ng ? ??m??n?, f?und?ng ? n?n-?r?f?t, tr??ng t? l?s? w??ght, ?r wr?t?ng ? b??k, ??u’ll f?nd ? gr?u? th?t’s r?ght f?r ??u.

???? ?n m?nd, ??u d?n’t w?nt th?s? gr?u?s ?r f?rums t? t?k? ??ur f??us ?w?? fr?m ??ur d??l? t?sks ?nd g??ls, but th? ?nf?rm?t??n ?nd su???rt ?f ? gr?u? ?f l?k?-m?nd?d ?nd?v?du?ls ??n b? ?nv?lu?bl?.

?r??k ??ur ?r?gr?ss.

Us? ????l’s ?h?rt?ng ??t??n t? ?r??t? ?n ?ng??ng ?h?rt ?r gr??h ?f ??ur ?r?gr?ss. ?r?nt ?t ?ut ?r us? ?t ?s ??ur s?r??n-s?v?r f?r ??tr? m?t?v?t??n. ?f w? m??nt??n ???ur?t? m??sur?m?nts ?s w? m?v? ?l?ng t?w?rd ?ur g??ls, s?m?l? ??tt?ng d?wn th?s m??sur?d ?r?gr?ss ?n n?t?b??ks ?s f?n?, but wh? n?t us? t??hn?l?g? t? ????nd ??ur kn?wl?dg?, tw??k?ng d?t? t? g?v? ??u ?v?n m?r? ?nf?rm?t??n th?t ??n b? h?l?ful ?n th? futur?.

??t r?m?nd?rs.

Y?u ??n s?t r?m?nd?r ?m??ls ?n ??ur ??m?ut?r ?r ??lls ?n ??ur ??ll ?h?n?. Wh?n th? ?m??l ?r ??ll ??m?s ?n, ??u kn?w ?t’s t?m? t? br??k ?w?? f?r ? ?l?nn?ng s?ss??n, ?r ??rf?rm th? n??t st?? ?n ??ur l?st. D?n’t tr? t? k??? ??ur s?h?dul? ?n ??ur br??n. L?t t??hn?l?g? d? ?t f?r ??u ?nd fr?? u? ??ur br??n f?r th? r??l w?rk… ??h??v?ng ??ur g??ls!

What’s the Grade: Rethinking Paper Products

In the digital age, people rarely think about grades or types of paper, unless they have dedicated careers in publishing. For most people, the use of anything printed that requires paper will only start the search for standard copy paper suppliers who can give them standard copy paper.

For those who understand the subtle differences, however, only branded products- White Paper Co. quality, will be considered. They are writers, publishers, teachers, marketing professionals or others who understand the potential impact of quality presentations. Paper is not just a medium for distributing words and images. It is a means of making a good impression. Good paper leaves a good impression.

The environmentally conscious user appreciates paper that has been recycled. It is printing with a conscience. This paper is made from paper scraps and trimmings, paper that has been thrown away before it reaches a consumer and paper that has been discarded by the consumer. Manufacturers simply repurpose it and are able to diminish the amount of energy and resources used to make paper.

Premium grade paper still allows users to be eco-friendly, but they are more focused on the idea of delivering brightness for any use. Text printed on premium paper is generally much easier to read. Many premium grades also have a neutral ph level, are acid-free and are chlorine free. These qualities matter for those who may have allergies or who try to live a life with as little unnatural chemical contact as possible.

No matter which paper grade is chosen, it is important to know how the grade was processed and what kind of benefit can be expected when using it. The world has gone digital and many people use electronic communication as a way to be in touch personally and with customers. However, good paper is here to stay.